Glossary
The glossary provides more information on some of the key terms we use on MyFairMoney. It also describes criteria, methods and data sources in more detail. This will help you dive deeper into the topic of sustainable investment!
Product category
The IPAF is applicable to a wide range of different financial product categories, we have designed four different assessment grids to match the various product types:
- Private Equity funds: These funds invest on the primary markets. This means that they invest in stock of private companies that do not offer stock to the general public.
- Venture Capital funds: Particular form of private equity funds that invest in startups, early-stage, and emerging companies that have been deemed to have high growth potential or which have demonstrated high growth but who also present a high-risk element.
- Private debt fund: This financial product enables debt finance to be provided to companies from funds, rather than banks, bank-led syndicates, or public markets.
- Crowdfunding : Mechanism for collecting financial contributions from a large number of individuals to finance a project
- Infrastructure funds: Funds that invest primarily in facilities and utilities that provide essential services to communities.
- Peer to peer lending : Mechanism that enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman
- Savings account: Bank account that remunerates its holder according to the interest rate determined by the banking institution.